$479,000
Available - For Sale
Listing ID: X12220354
439 Division Stre , Cobourg, K9A 3R8, Northumberland


Investor Alert -- Century Home in Prime Cobourg Location with Value-Add Potential! Discover a rare equity-building opportunity with this spacious semi-detached century home, ideally located directly on the main street of vibrant Cobourg. Just a short walk to Cobourg Beach, downtown shops, restaurants, and essential amenities, this 4-bedroom/2-bath home is perfectly positioned for strong appreciation and potential rental income. Built in 1846, this character-rich property blends historical charm with modern updates where they count. Key mechanical upgrades include a 100-amp breaker panel in 2010, and any old wiring was replaced in 2016, high-efficiency gas furnace in 2017, and new roof shingles in 2018. Most of the plumbing has also been updated, offering investors peace of mind and reduced upfront costs. The home features 3 bedrooms on the upper level and a main floor primary bedroom with ensuite, creating layout flexibility for multi-generational living or duplex conversion (subject to approvals). The bright upper hallway includes a cozy sitting room with southern exposure, while the updated eat-in kitchen (2025) offers clean white cabinetry and low-maintenance vinyl tile flooring. Additional features include main floor laundry, hardwood flooring in the large living room, two full bathrooms, a 15 foot covered front porch, and a quaint enclosed vestibule. Outside, the corner lot boasts a fenced backyard, mature trees, and a 12' x 20' detached garage/workshop - perfect for storage or hobby use. A double-wide driveway provides ample off-street parking. Whether you're a first-time investor, renovator, or experienced buyer looking to unlock hidden potential, this property offers the perfect canvas to create value. Zoned multi-use, this home is an ideal investment in a growing lakeside community. Previously the home has been tenanted and is now currently vacant, allowing for a flexible closing, including a quick possession if so desired. **
Price $479,000
Taxes: $3568.61
Assessment Year: 2024
Occupancy: Vacant
Address: 439 Division Stre , Cobourg, K9A 3R8, Northumberland
Acreage: < .50
Directions/Cross Streets: Division St & Spencer St
Rooms: 6
Bedrooms: 4
Bedrooms +: 0
Family Room: F
Basement: Crawl Space, Full
  Level/Floor Room Length(ft) Width(ft) Descriptions
Room 1 Main Kitchen 15.88 10.36 Eat-in Kitchen, Tile Floor, South View
Room 2 Main Laundry 5.9 4.89 Separate Room, Broadloom
Room 3 Main Bedroom 4 11.78 10.23 4 Pc Ensuite, Closet, Broadloom
Room 4 Main Living Ro 14.63 14.63 Fireplace, Hardwood Floor, East View
Room 5 Main Foyer 4.95 3.71 Tile Floor, Separate Room
Room 6 Second Primary B 17.55 11.81 Walk-In Closet(s), Broadloom, East View
Room 7 Second Bedroom 2 12.53 8.17 B/I Shelves, Broadloom, Closet
Room 8 Second Bedroom 3 12.69 10.1 Closet, Broadloom, South View
Room 9 Second Sitting 12.89 9.12 Open Concept, Broadloom, South View
Washroom Type No. of Pieces Level
Washroom Type 1 4 Main
Washroom Type 2 4 Second
Washroom Type 3 0
Washroom Type 4 0
Washroom Type 5 0
Washroom Type 6 4 Main
Washroom Type 7 4 Second
Washroom Type 8 0
Washroom Type 9 0
Washroom Type 10 0
Washroom Type 11 4 Main
Washroom Type 12 4 Second
Washroom Type 13 0
Washroom Type 14 0
Washroom Type 15 0
Total Area: 0.00
Approximatly Age: 100+
Property Type: Semi-Detached
Style: 2-Storey
Exterior: Stucco (Plaster)
Garage Type: Detached
(Parking/)Drive: Private Do
Drive Parking Spaces: 2
Park #1
Parking Type: Private Do
Park #2
Parking Type: Private Do
Pool: None
Other Structures: Fence - Full
Approximatly Age: 100+
Approximatly Square Footage: 1500-2000
Property Features: Beach, Fenced Yard
CAC Included: N
Water Included: N
Cabel TV Included: N
Common Elements Included: N
Heat Included: N
Parking Included: N
Condo Tax Included: N
Building Insurance Included: N
Fireplace/Stove: N
Heat Type: Forced Air
Central Air Conditioning: None
Central Vac: N
Laundry Level: Syste
Ensuite Laundry: F
Elevator Lift: False
Sewers: Sewer
Utilities-Cable: N
Utilities-Hydro: Y
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CMHC/GE $ $ $ $
Total Financing $ $ $ $
Monthly P&I $ $ $ $
Expenses $ $ $ $
Total Payment $ $ $ $
Income Required $ $ $ $

This chart is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.

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This calculator is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.
Although the information displayed is believed to be accurate, no warranties or representations are made of any kind.
RE/MAX IMPACT REALTY
Personal Picture
Massey Baradaran
Broker
Dir:
416 821 0606
Bus:
905 508 9500
Fax:
905 508 9590
 
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At a Glance:
Type: Freehold - Semi-Detached
Area: Northumberland
Municipality: Cobourg
Neighbourhood: Cobourg
Style: 2-Storey
Lot Size: x 51.71(Feet)
Approximate Age: 100+
Tax: $3,568.61
Maintenance Fee: $0
Beds: 4
Baths: 2
Garage: 0
Fireplace: N
Air Conditioning:
Pool: None
Locatin Map:
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